Getting a deposit together can be hard enough at the best of times – but if you’re experiencing some sort of financial hardship, it can be even more difficult to do. With the average first time buyer deposit in London now standing at over £80,000, it can seem like a mountain to climb no matter […]
There are all sorts of reasons why a person, couple or family might want to move from their current home to a larger one. Perhaps there’s a new baby on the way, for example, or maybe one partner is about to start working from home. Or maybe you simply want some extra space and feel like […]
For those who have been looking to get on the property ladder in recent years, the Help to Buy ISA scheme has been a true support. Essentially, the scheme means that the government tops up your savings for a home by 25% – which could really aid those who are struggling to get on the […]
For most people, buying a property is one of the most significant financial decisions they will ever make. From deciding where to live, to committing to that big mortgage, there are lots of reasons why it can be a tough, difficult choice. However, some people manage to buy properties without taking out a mortgage, and […]
Parliament is in recess at the moment for the summer break, meaning that there’s not been much in the way of concrete developments on Brexit. However, in recent days, there have been a number of news articles dealing with the thorny issue of house prices at the moment – and whether or not Brexit poses […]
It’s an exciting time when looking to buy your first home, but it can also be incredibly overwhelming with so much to consider, terminology to remember and things to organise. Once you have completed the sale and exchanged, it can be a great relief but unfortunately, there are many things that can go wrong along […]
Most properties experience problems at some point, and as a homeowner, it is a good idea to have a contingency in place in the event of any property problems as it is likely that you will have to cover costs of repairs or general maintenance during your time as the homeowner. However some problems can […]
When owning property, the homeowner is generally responsible for repairs that need doing to the property. However, it can get confusing if your property is leasehold, such as an apartment where there is a freeholder who owns the land. If there is more than one apartment within the same building it can further complicate matters […]
It is always an exciting time when it comes to exchanging contracts when you are purchasing a property. However, it isn’t always straight forward and can be a little complicated and frustrated. So here is the low down on everything you need to know about getting that quick house sale without the hassle. Exchanging […]
When buying or selling a property, one of the biggest expenses can be Stamp Duty which can end up costing thousands of pounds on top of the selling price so it is really important to bear this in mind when budgeting. The buyer is usually the person responsible for paying Stamp Duty, on properties over […]
